About HCF

Established in 1932, we are Australia’s leading not-for-profit health fund, and are committed to acting for the benefit of not just our members but all Australians.

We are by your side throughout your life’s journey with solutions that guide and empower you in the pursuit of a healthy life, while navigating the complexities and challenges of the health system and modern lifestyles.

A provider of industry-leading range of health insurance products and services, we also offer products across life, travel and pet insurance.

What does not-for-profit mean?

Put simply, it means every cent of profit we make goes back into the fund instead of being divided among shareholders.

It also enables us to provide:

  • My Health Guardian– programs to boost overall health and wellbeing and help manage chronic conditions
  • My Global Specialist– free second opinions from leading experts
  • Healthy Weight for Life– weight loss programs for members with type 2 diabetes, heart conditions or osteoarthritis
  • My Helping Hand – a 24/7 telephone support program for members with mental health conditions
  • Free for all Apps to help quit smoking, get fitter, eat better and more.
  • In-branch heart health checks
  • More for You no-gap extras – a range of fully covered services, including dental, optical and physio
  • Access to health and wellbeing services, such as quit smoking programs and swimming lessons

For more on HCF visit hcf.com.au


HCF have identified a range of themes that they want Startups and Scaleups to develop.


If you’re ready to take your health tech idea from concept to MVP then the HCF Catalyst Accelerator program is for you.


HCF Catalyst also has a program to suit Scaleups needing a large customer base.


Got some questions you need answered? View our FAQ’s here.

Apply Here Apply as Startup Apply as Scaleup